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Credit Repair Reviews: What Can You Trust?
- By Don Tate
- Published 03/4/2010
- Business & Finance
- Unrated
Don Tate
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Researching credit repair companies isn't easy. Comparing the quality of services offered by a variety of credit repair companies is no picnic to begin with and then when you consider the fact that a small percentage of people know much about credit improvement in the first place, it's plain to see why so many consumers have a difficult time making an educated choice about which credit repair company to sign up with.
Add to this the hoards of misinformation floating around about credit repair services and the decision of which credit repair option to select becomes even more confusing. No longer is it just about narrowing down a company, there is the new element of choosing whether to sign up with a credit repair company at all. So afraid of becoming a victim of a credit repair scam, many consumers opt to do nothing about their poor credit.
But for those who do realize that the reputable credit repair companies really are able to help people, something that the many people who have successfully and permanently fixed their credit reports with the help of a credit repair service can vouch for, it becomes a challenge to figure out which company to trust. As would be expected, each company touts itself as being the best choice so, trying to find unbiased information to base their decision off of, many people look to credit repair review sites as well as websites featuring company complaints.
This may appear to be a smart practice, but as many people have noticed, these review sites are rarely without bias. Websites like CreditRepairReviews.net and CreditRepairCompanyReview.com are most likel
y maintained by the same companies they endorse, and sites like TopConsumerReviews.com and BlemishFreeCredit.com are owned by affiliates of the companies they have reviewed so if you click through the links on their site and sign up with one of the companies they have listed, they will get paid for the sale. Now, this is not to say that the credit repair reviews on these sites have no value, but it is important for you to keep in mind that they are probably weighted towards whichever affiliate offer pays out the best.
Also keep in mind that this bias doesn't only apply to reviews sites that have positive things to say about credit repair companies. You also need to think about the origin of complaints on sites such as RipOffReport and the BBB. Sometimes these reports come from competing companies, unhappy customers who distort the facts, or even from the website owners themselves. RipOffReport has been accused multiple times of posting inaccurate or embellished negative information about companies which for them is a very good business model since they have been known to charge companies $50,000 or more to clean up these damaging listings.
So instead of basing your decisions on what may be false credit repair reviews, it is worth the effort to education yourself about credit repair and the services credit repair companies provide. Then, set aside an afternoon to call a number of credit repair companies so you can get an idea of how responsive they are and how professionally they handle themselves.
Add to this the hoards of misinformation floating around about credit repair services and the decision of which credit repair option to select becomes even more confusing. No longer is it just about narrowing down a company, there is the new element of choosing whether to sign up with a credit repair company at all. So afraid of becoming a victim of a credit repair scam, many consumers opt to do nothing about their poor credit.
But for those who do realize that the reputable credit repair companies really are able to help people, something that the many people who have successfully and permanently fixed their credit reports with the help of a credit repair service can vouch for, it becomes a challenge to figure out which company to trust. As would be expected, each company touts itself as being the best choice so, trying to find unbiased information to base their decision off of, many people look to credit repair review sites as well as websites featuring company complaints.
This may appear to be a smart practice, but as many people have noticed, these review sites are rarely without bias. Websites like CreditRepairReviews.net and CreditRepairCompanyReview.com are most likel
Also keep in mind that this bias doesn't only apply to reviews sites that have positive things to say about credit repair companies. You also need to think about the origin of complaints on sites such as RipOffReport and the BBB. Sometimes these reports come from competing companies, unhappy customers who distort the facts, or even from the website owners themselves. RipOffReport has been accused multiple times of posting inaccurate or embellished negative information about companies which for them is a very good business model since they have been known to charge companies $50,000 or more to clean up these damaging listings.
So instead of basing your decisions on what may be false credit repair reviews, it is worth the effort to education yourself about credit repair and the services credit repair companies provide. Then, set aside an afternoon to call a number of credit repair companies so you can get an idea of how responsive they are and how professionally they handle themselves.